|POS equipment||3 Pax and 2 Dejavoo countertop terminals, Dejavoo Z1 mobile POS, portable Pax E930 (free with some plans).|
|Payment methods accepted||Credit cards, debit cards, selected digital wallets, ACH, digital wallets (Apple Pay and Google Pay only)|
|Payout times||24-48 hours as standard, same-day payout for $20/month|
|Contract length||3 years ($500 early termination fee)|
|Customer support||24/7 customer support by phone, email, and social media|
|Security||Level 1 PCI-compliant (HIPAA-compliant with Rectangle Health integration), tokenization, end-to-end encryption, fraud monitoring and prevention|
All-In-One Payment Processor for Domestic and International Commerce
PAYARC is a US-based credit card processor that offers tailored plans to help you manage not just payments, but every aspect of your organization. Its merchant-centered approach makes it suitable for everything from small to enterprise-scale companies.
Whether you process transactions in-person, online, over the phone, or some combination of all three, PAYARC has the equipment you need, including payment software that integrates with your existing website or e-commerce platform.
At the time of writing, PAYARC only serves businesses based in the United States. However, its partnerships with global payment gateways will enable you to process international payments.
PAYARC stands out for its willingness to offer charitable organizations special reduced processing rates for online and in-person donations. It even provides payment processing at wholesales rates to 501c3 nonprofit organizations.
I thoroughly researched PAYARC, contacted customer and sales support, and compiled every customer review I could find to assess this credit card processor’s strengths and weaknesses. I found that while PAYARC’s focus on custom pricing plans has its merits, more transparency about its rates and fees would be helpful.
Read on to see how PAYARC stacks up against the top payment processors, and see if it’s right for your business.