|POS equipment||Free Pax terminal or Clover terminal, depending on plan|
|Payments methods accepted||Credit and debit cards, digital wallets, ACH, bank transfers|
|Payout times||72 hours|
|Contract length||Monthly or variable (cancellation fees may apply on variable contracts)|
|Customer support||Phone and email support. Technical support available 24/7, sales available Monday – Friday|
|Security||Level 1 PCI-compliant, data breach insurance, end-to-end-encryption, tokenization, advanced fraud detection and prevention, payer verification|
Great Features and Support, but a High Transaction Fee
CreditCardProcessing.com has a somewhat mixed reputation with its customers – while many sing its praises as a reliable payment processor, others claim that it’s filled with nasty hidden fees, and even accuse it of using deceptive marketing tactics to draw in customers. So, who’s telling the truth? I decided to find out.
CreditCardProcessing.com offers three pricing models – interchange-plus, subscription style (confusingly called flat rate pricing on its website), and cash discount. Regardless of your transaction volume, and whether you sell in-person or online (or both!), this processor has a solution that will suit your business.
If you’re an established business that makes just a few huge sales per month – such as a car dealership – CreditCardProcessing.com’s subscription-style option will save you a huge amount over a traditional percentage-based markup. On the other hand, a startup that primarily makes small sales may find that the interchange-plus or cash discount plan suits them better.
To find out whether this service is worth your time, I sifted through hundreds of user reviews and conducted my own extensive research. I found that CreditCardProcessing.com doesn’t really deserve all the negative feedback it’s been getting.
Although its fees are a little higher than those charged by other processors, it’s a reliable service with some standout features. Read on to find out if it’s right for your business.