POS equipment | Free SwipeSimple mobile reader (plus other free hardware for Subscription Plus customers). 3 Clover devices, 1 terminal, 1 POS station, 1 cash drawer, and 1 thermal printer available to purchase |
Payments methods accepted | Credit and debit cards, digital wallets, ACH, bank transfers, cryptocurrency |
Payout times | 48 hours as standard, optional same-day payout add-on |
Contract length | Variable ($495 – $595 cancellation fee*) |
Customer support | 24/7 phone and email support, live chat available Monday to Friday |
Security | PCI-compliant, regular security scans, end-to-end encryption, tokenization, payer verification |
* Cancellation fee is waived if your Business closes or National Processing can’t beat your new rates.
National Processing’s Rates Are Hard to Beat

National Processing offers several card processing solutions, as well as free hardware and gateway setup for all types of businesses. If you’re a small or new business that doesn’t currently have the resources to deal with technical issues, this service can be invaluable.
Although there’s no free plan, all of National Processing’s subscriptions are priced very competitively. The flat transaction fees range from 0% (cash discount account) to just 0.29% + 15¢ for online payments, which is much cheaper than most of the competition. Not only that, but National Processing offers a $500 meet-or-beat guarantee. So, if you’ve already got a good processing deal, it’s worth getting a quote from this processor for the chance of getting some extra cash.
After filling out your application, make sure you contact the sales team directly to receive your custom quote and get a better idea of what each subscription plan offers.
Just be aware that National Processing’s favorable rates are only available to low-risk merchants. If you’re in a high-risk industry (e.g., gambling, CBD), National Processing might not be the best choice for you.